Our products

Of the few international investment opportunities that remain tax efficient, on and offshore, the most important and effective are variable annuities and life insurance policies.

At Nordica we believe that every world citizen should be afforded the maximum flexibility with regard to life insurance and annuity products, especially if they are to be used as an investment “umbrella” for tax or other advantages such as added asset protection, and confidentiality.

As an independent financial advisory company, our research efforts are focused on identifying and recommending what we believe to be the most attractive investment solution for your clients and prospects.

Variable Universal Life Insurance & Variable Annuities

Of the few international investment opportunities that remain tax efficient, on- and offshore, the most important and effective are Variable Annuities and Life Insurance policies. In many high-tax jurisdictions, annuity and life insurance contracts receive both favourable tax and asset protection treatment.

Variable Universal Life Insurance
Variable Annuities

Unit-Linked Life Assurance & Portfolio Bonds

International investors and expatriates have recognized the benefits of investing through the medium of a single premium unit-linked life assurance policy. This product allows the policy owner access to worldwide investment opportunities within a tax efficient structure.

Assets can include virtually any investment quoted on the world’s stock markets. It gives the policy owner the freedom to create his or her own global investment portfolio, but in a plan which is legally structured as a life assurance and which is straightforward and simple to operate.

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Offshore Funds

Because Nordica does not offer any proprietary products, we are able to provide unbiased investment recommendation that integrate a broad scope of investment products, including hedge funds, structured derivatives, principal protected notes, and mutual funds.

Basically, offshore funds have far more freedom than their onshore counterparts. As you may or may not know, international fund groups have offshore funds, which are often clones of their onshore ones, and in fact, in most cases, the managers are the same. However the offshore funds are free from the costly requirements of regulatory bodies and are located in a low- or no-tax jurisdiction.

The mutual fund explosion of the past few years has not been solely confined to domestic investment opportunities. There are now in excess of 9,000 offshore funds currently available, the vast majority being domiciled in Luxembourg and Dublin, Ireland.

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International Health and Travel Insurance

Throughout the world, the demand for first class International Health Insurance has never been greater. As social health insurance services that could once be relied upon are no longer able to keep pace with the ever increasing cost of medical treatment, so the need to make alternative arrangements has become of crucial importance, particularly to the expatriate.

For those expats living and working abroad, accessing the right kind of health insurance cover can turn out to be a nightmare, with the cost of medical treatment often expensive and difficult to arrange particularly in an emergency.

Nordica is a provider of global private health and related personal insurances, designed to provide not just the basic health cover, but also a wide range of benefits providing peace of mind for you, your family or your personnel.

Nordica’s product line is continually enhanced to include tailor-made financial solutions to meet the varied needs of our investment professionals and their clients.

If you have a question about our products, please do not hesitate to contact us Contact us

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